Your Path to Affordable Living

*Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Trophy Signature Homes. Not applicable with any other offers. Terms and programs subject to change without notice. Interest rate offered applies only to Trophy Signature Homes financed through a preferred lender for a borrower's principal residence. Rate buy down dependent on rates at time of interest rate lock. Loans subject to credit, underwriting, and property approval. Not all loans available in all areas and not all borrowers will qualify. This is not a commitment to lend. Home loan products may involve appraisal fees, title search fees, and other fees, but there is no cost to obtain details or apply. Other terms and conditions apply. Homebuyers are not required to finance through a preferred lender to purchase a home; however, buyer must use a preferred lender to receive the advertised rate. For a 30-year FHA loan on a $350,000 home with a 3.5% down payment, $343,660 loan amount, 680 FICO score, and $8,720 in fees, with a note rate of 3.99% | 5.635% APR (includes upfront MIP), the monthly buydown principal and interest payments are as follows: Year 1 – P, I & MI payment of $1,793.50 calculated at 3.99%; and Year 2-30 – P, I & MI payment of $2,029.54  calculated at 4.99% for the life of the loan. For a 30-year conventional loan on a $350,000 home with a 10% down payment, $315,000 loan amount, 740 FICO score, and $8,720 in fees, with a note rate of 4.50% | 5.743% APR (includes upfront MIP), the monthly buydown principal and interest payments are as follows: Year 1 – P&I payment of $1,596.06 calculated at 4.50%; and Year 2-30 – P&I payment of $1,788.54 calculated at 5.50% for the life of the loan. Financing must be obtained through BHome Mortgage. Does not include property taxes, hazard insurance, mortgage insurance, or HOA dues. Promotional rate available on Trophy Signature Homes with sales contracts ratified by 2/29/24. Loan must close before 3/30/24. The buydown option is not available for all loan programs or all loan amounts. Available for qualified Trophy Signature Homes buyers. Rates fluctuate daily. Terms and conditions may change or be discontinued without notice or obligation. Check with RMLO for current rates.