Ways to Save

*Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Trophy Signature Homes. Not applicable with any other offers. Terms and programs subject to change without notice. Interest rate offered applies only to Trophy Signature Homes financed through a preferred lender for a borrower's principal residence. Rate buy down dependent on rates at time of interest rate lock. Only up to half the promotional amount can be used off the purchase price of a home. Loans subject to credit, underwriting, and property approval. Not all loans available in all areas and not all borrowers will qualify. This is not a commitment to lend. Home loan products may involve appraisal fees, title search fees, and other fees, but there is no cost to obtain details or apply. Other terms and conditions apply. Homebuyers are not required to finance through a preferred lender to purchase a home; however, buyer must use a preferred lender to qualify for the promotion. Promotional rate available on Trophy Signature Homes with sales contracts ratified by 3/31/24. Loan must close before 4/30/24. The buydown option is not available for all loan programs or all loan amounts. Available for qualified Trophy Signature Homes buyers. Rates fluctuate daily. Terms and conditions may change or be discontinued without notice or obligation. Check with RMLO for current rates.

**Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Trophy Signature Homes. Not applicable with any other offers. Terms and programs subject to change without notice. Interest rate offered applies only to Trophy Signature Homes financed through a preferred lender for a borrower's principal residence. Rate buy down dependent on rates at time of interest rate lock. Loans subject to credit, underwriting, and property approval. Not all loans available in all areas and not all borrowers will qualify. This is not a commitment to lend. Home loan products may involve appraisal fees, title search fees, and other fees, but there is no cost to obtain details or apply. Other terms and conditions apply. Homebuyers are not required to finance through a preferred lender to purchase a home; however, buyer must use a preferred lender to receive the advertised rate. Financing must be obtained through BHome Mortgage. Does not include property taxes, hazard insurance, mortgage insurance, or HOA dues. Promotional rate available on Trophy Signature Homes with sales contracts ratified by 3/31/24. Loan must close before 4/30/24. The buydown option is not available for all loan programs or all loan amounts. Available for qualified Trophy Signature Homes buyers. Rates fluctuate daily. Terms and conditions may change or be discontinued without notice or obligation. Check with RMLO for current rates.

**Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Trophy Signature Homes. Not applicable with any other offers. Terms and programs subject to change without notice. Interest rate offered applies only to Trophy Signature Homes financed through a preferred lender for a borrower's principal residence. Rate buy down dependent on rates at time of interest rate lock. Only up to half the promotional amount can be used off the purchase price of a home. Loans subject to credit, underwriting, and property approval. Not all loans available in all areas and not all borrowers will qualify. This is not a commitment to lend. Home loan products may involve appraisal fees, title search fees, and other fees, but there is no cost to obtain details or apply. Other terms and conditions apply. Homebuyers are not required to finance through a preferred lender to purchase a home; however, buyer must use a preferred lender to qualify for the promotion. Promotional rate available on Trophy Signature Homes with sales contracts ratified by 3/14/24. Loan must close before 3/31/24. The buydown option is not available for all loan programs or all loan amounts. Available for qualified Trophy Signature Homes buyers. Rates fluctuate daily. Terms and conditions may change or be discontinued without notice or obligation. Check with RMLO for current rates.

*Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Trophy Signature Homes. Not applicable with any other offers. Terms and programs subject to change without notice. Interest rate offered applies only to Trophy Signature Homes financed through a preferred lender for a borrower's principal residence. Rate buy down dependent on rates at time of interest rate lock. Only up to half the promotional amount can be used off the purchase price of a home. Loans subject to credit, underwriting, and property approval. Not all loans available in all areas and not all borrowers will qualify. This is not a commitment to lend. Home loan products may involve appraisal fees, title search fees, and other fees, but there is no cost to obtain details or apply. Other terms and conditions apply. Homebuyers are not required to finance through a preferred lender to purchase a home; however, buyer must use a preferred lender to qualify for the promotion. Promotional rate available on Trophy Signature Homes with sales contracts ratified by 2/29/24. Loan must close before 3/30/24. The buydown option is not available for all loan programs or all loan amounts. Available for qualified Trophy Signature Homes buyers. Rates fluctuate daily. Terms and conditions may change or be discontinued without notice or obligation. Check with RMLO for current rates. Rates available until pool of funds is depleted, or promotion expires. Interest rate offered applies only to Trophy Signature Homes financed through a preferred lender for a borrower’s principal residence. This offer is available for a limited time and can be stopped at any time with no prior notice. Rate is subject to Agency Loan Level Pricing Adjustments for FICO score and Loan to Value.  Promotional rate available on Trophy Signature Homes with sales contracts ratified by 3/30/24, or later. Loan must close before 4/30/24. Locking the promotional interest rate is the borrower’s responsibility with the preferred lender. Locking is done at the borrower’s discretion and all rates / fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. An escrow account is created that the builder deposited money in to "buydown" the difference in the subsidized monthly payment amount and the note rate. 30-day lock expiration. Rates change daily. The 2-1 buydown option is not available for all loan programs or all loan amounts. Available for qualified Trophy Signature Homes buyers. Limited to select homes financed by a preferred lender. Participating in the lock program is not a commitment to lend.

***Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Trophy Signature Homes. Not applicable with any other offers. Terms and programs subject to change without notice. Interest rate offered applies only to Trophy Signature Homes financed through a preferred lender for a borrower's principal residence. Rate buy down dependent on rates at time of interest rate lock. Loans subject to credit, underwriting, and property approval. Not all loans available in all areas and not all borrowers will qualify. This is not a commitment to lend. Home loan products may involve appraisal fees, title search fees, and other fees, but there is no cost to obtain details or apply. Other terms and conditions apply. Homebuyers are not required to finance through a preferred lender to purchase a home; however, buyer must use a preferred lender to receive the advertised rate. For a 30-year FHA loan on a $350,000 home with a 3.5% down payment, $343,660 loan amount, 680 FICO score, and $8,720 in fees, with a note rate of 3.99% | 5.635% APR (includes upfront MIP), the monthly buydown principal and interest payments are as follows: Year 1 – P, I & MI payment of $1,793.50 calculated at 3.99%; and Year 2-30 – P, I & MI payment of $2,029.54  calculated at 4.99% for the life of the loan. For a 30-year conventional loan on a $350,000 home with a 10% down payment, $315,000 loan amount, 740 FICO score, and $8,720 in fees, with a note rate of 4.50% | 5.743% APR (includes upfront MIP), the monthly buydown principal and interest payments are as follows: Year 1 – P&I payment of $1,596.06 calculated at 4.50%; and Year 2-30 – P&I payment of $1,788.54 calculated at 5.50% for the life of the loan. Financing must be obtained through BHome Mortgage. Does not include property taxes, hazard insurance, mortgage insurance, or HOA dues. Promotional rate available on Trophy Signature Homes with sales contracts ratified by 3/9/24. Loan must close before 3/31/24. The buydown option is not available for all loan programs or all loan amounts. Available for qualified Trophy Signature Homes buyers. Rates fluctuate daily. Terms and conditions may change or be discontinued without notice or obligation. Check with RMLO for current rates.